• Aadhaar‑Enabled Services
  Secure cash deposits and withdrawals using Aadhaar‑based authentication, making banking accessible even without cards or passbooks.

• Extensive Micro ATM Network
  Leverage a wide network of mini ATMs to provide convenient cash‑in and cash‑out services across towns and villages.

• Direct Money Transfer
  Enable fast, secure domestic money transfers so customers can send funds to any bank account in India in just a few steps.

• Aadhaar Pay
  Accept seamless Aadhaar‑based payments directly from customers’ Aadhaar‑linked bank accounts, reducing cash handling and enabling truly cashless transactions.

• Easy & Instant Loans
  Access quick, hassle‑free credit with simple eligibility checks and fast digital approval.

• Paperless Journey
  Complete the entire process online with minimal documentation and fully digital workflows.

• Disbursal Tracker
  Monitor every stage of your loan—from application to payout—through a clear status tracker.

• Multiple Lending Partners
  Choose from a range of trusted loan providers and products to match your ticket size, tenure, and interest‑rate needs.

Account Opening with EarnBook

• Instant Account Opening
  Open a new bank account in just a few steps through a smooth, assisted digital journey.

• Registration Support
  Get access to special onboarding benefits or subsidies on eligible new account registrations.

• Aadhaar Linking
  Easily link Aadhaar to your account to enable AePS cash withdrawal, deposit, and other Aadhaar‑based services.

• Zero Balance Convenience
  Operate your account without any minimum balance requirement, ideal for individuals and small businesses.

• Customer Loan EMI & Cash Collection
  Collect customers’ loan EMIs and other cash payments at your EarnBook outlet, giving them a convenient nearby touchpoint.

• Collections for Banks, MFIs & NBFCs
  Act as a local collection centre for banks, MFIs, NBFCs, and other lenders, handling their EMI and cash collections efficiently.

• Utilise Cash for mATM/AePS Services
  Reuse the collected cash to fund mATM withdrawals and AePS transactions, keeping sufficient liquidity for daily operations.

• Savings on TDS Impact
  Optimised payout and settlement structures help reduce TDS impact on commissions, improving your net earnings over time.

• • Bill Payments Centre
    Turn your EarnBook outlet into a one‑stop hub for all bill payments—utilities, telecom, EMIs and more.

  • Fast, Convenient Payments
    Quickly pay loan EMIs, electricity and water bills, mobile and DTH recharges, broadband, and other services from a single screen.

  • Nationwide Biller Coverage
    Access tens of thousands of utility and service providers across India, so customers can pay almost any major bill locally.

  • FASTag & Cylinder Services
    Support seamless FASTag top‑ups and LPG cylinder bookings alongside regular bill payments.

  • Secure, Easy‑to‑Use Platform
    Enjoy a safe, intuitive interface that makes every transaction simple, transparent, and hassle‑free for both agents and customers.